Business credit & funding
From foundation to funded.
Three programs. Three levels of help. Do it yourself with our playbook, hand the whole thing to a dedicated success manager, or keep your file lender-ready year after year.
The journey
Three engines. One path.
Foundation
EIN, entity, banking, address, phone, website, D-U-N-S, NAICS, business email.
Fundability
Score your readiness, see what's missing, and improve every factor.
Matching
Get matched to vendor accounts, LOCs, SBA, equipment, and revenue-based funding.
Programs
Pick how much help you want.
Each plan does a different job. Pick by how much of the work you want on your plate — not by price. Every plan ends with a clear, finished outcome.
DIY
Business Accelerator
You do the work — we hand you the playbook
You build your own business credit, step by step, using our exact checklist. We coach you. You file, open, and apply.
Best for
Hands-on founders with time, aiming for $0–$50K in funding over 6–9 months.
What's included
- 9-step foundation tracker — EIN, entity, address, phone, website, bank, D-U-N-S, NAICS
- Live fundability score (0–100), refreshed monthly
- Vendor tradeline plan in the right order (Tier 1 → Tier 4)
- Funding match engine — vendor LOCs, SBA, equipment, revenue-based
- Platinum Business Coach™ chat — 50 messages a month
- Monthly progress report + your next 3 tasks
How it works
- You: open accounts, file paperwork, send applications
- We: tell you exactly what to do next and check your work
You walk away with
A funding-ready business profile built by you, scored by us.
Done for you
Business Credit Concierge
We do the work — you sign and submit
Hand it over. A dedicated success manager builds your business credit file, prepares the lender packet, and gets you submission-ready.
Best for
Owners targeting $50K–$250K in funding in the next 90–180 days who want it handled.
What's included
- Dedicated success manager + weekly working sessions
- Full foundation built by our team (entity, D&B, bureaus, web, email, phone)
- Tradeline placement across Tier 1–Tier 3 vendors
- Lender-ready packet — financials, bank narrative, use of funds
- Phase-by-phase pipeline with milestone billing visibility
- Direct lender introductions once your file scores funding-ready
- Priority support — same-day response
How it works
- We: perform every task, prepare every document
- You: review, approve, and sign
You walk away with
A complete, lender-ready funding file with introductions to matched lenders.
Ongoing upkeep
Platinum Maintenance™
Stay funding-ready year after year
Once your file is built, this is how you keep it strong. Quarterly reviews, tradeline upkeep, and alerts so you're always ready for the next funding round.
Best for
Graduates of Accelerator or Concierge who return to capital markets every 6–18 months.
What's included
- Quarterly fundability review with written memo
- Tradeline upkeep — utilization, reporting cadence, swaps
- Bureau monitoring — D&B, Experian Business, Equifax Business
- Funding watchlist alerts when new programs match your profile
- Annual strategy refresh + next-round planning
- Direct access to your maintenance lead
How it works
- Requires prior completion of Accelerator or Concierge
- We: protect, refresh, and alert. You: stay focused on the business.
You walk away with
A file that never decays — always lender-ready when opportunity knocks.
Side by side
Not sure which one?
Disclosure: Platinum Credit Group provides business credit education, fundability preparation, and funding readiness services. We are not a lender and do not guarantee approval, funding amounts, rates, or timelines. All offers and decisions are made solely by third-party lenders.